high deductible health plan

high deductible health plan
A health insurance plan that attempts to reduce costs by imposing a high deductible on medical expenses, on the reasoning that if consumers must pay for most medical care themselves they will avoid unnecessary care and shop for the lowest prices when they do seek treatment.
hdhp See also health savings account

The Essential Law Dictionary. — Sphinx Publishing, An imprint of Sourcebooks, Inc. . 2008.

См. также в других словарях:

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  • Health insurance — is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll …   Wikipedia

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