accidental death, dismemberment insurance


accidental death, dismemberment insurance
n. Insurance that pays the insured or his beneficiaries specified amounts, in addition to or in substitution for compensation for injuries suffered by the injured, for the loss of specific body parts, body functions, or death resulting from an accident.

Webster's New World Law Dictionary. . 2000.

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  • Accidental death and dismemberment insurance — (also known as AD D) is a form of insurance covering death or specific types of injury as a result of an accident.Margaret E. Lynch, Editor, Health Insurance Terminology, Health Insurance Association of America, 1992, ISBN 1 879143 13 5] In the… …   Wikipedia

  • Accidental Death And Dismemberment Insurance - AD&D — A rider attached to a life or health insurance policy. AD&D covers death by accidental means (rather than natural causes) and dismemberment, which includes loss of the use of certain body parts (including limbs or eyesight.)  These riders… …   Investment dictionary

  • Voluntary Accidental Death And Dismemberment Insurance - VAD&D — A financial protection plan that provides a beneficiary with cash in the event that the policyholder is accidentally killed or loses a certain body part. Voluntary accidental death and dismemberment insurance is an optional benefit offered by… …   Investment dictionary

  • insurance — /in shoor euhns, sherr /, n. 1. the act, system, or business of insuring property, life, one s person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a… …   Universalium

  • Insurance — This article is about risk management. For Insurance (blackjack), see Blackjack. For Insurance run (baseball), see Insurance run. In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a… …   Wikipedia

  • Double indemnity (insurance) — This article is about the life insurance clause. For the 1943 crime novel, see Double Indemnity (novel). For the 1944 film noir, see Double Indemnity (film). Double indemnity is a clause or provision in a life insurance or accident policy whereby …   Wikipedia

  • Life insurance — The foundation of life insurance is the recognition of the value of a human life and the possibility of indemnification for the loss of that value. F. C. Oviatt, Economic place of insurance and its relation to society[1] Life insurance is a… …   Wikipedia

  • National Life and Accident Insurance Company — The National Life and Accident Insurance Company is a former life insurance company which was based in Nashville, Tennessee. National Life and Accident began in 1900 as the National Sick and Accident Association, a mutual company. It was… …   Wikipedia

  • Health insurance in the United States — The term health insurance is commonly used in the United States to describe any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance or a non insurance social welfare program funded by the… …   Wikipedia

  • Vehicle insurance — Vehicle insurance, in exchange for a premium, will pay valid claims arising out of traffic collisions Vehicle insurance (also known as auto insurance, gap insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks,… …   Wikipedia