credit report

credit report
A written account of a consumer's credit history prepared by a credit reporting agency. Credit reports generally include information on loans, credit cards, and other bills and accounts, as well as a record of the consumer's addresses and employers. To get and use a consumer's credit report, a business must follow the procedures laid out in the Fair Credit Reporting Act.
Category: Bankruptcy, Foreclosure & Debt → Debt & Collection Agencies
Category: Employment Law & HR → Human Resources
Category: Employment Law & HR → Employee Rights
Category: Real Estate & Rental Property → Buying a House

Nolo’s Plain-English Law Dictionary. . 2009.

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  • credit report — UK US noun [C] FINANCE ► a document that contains a person s or company s record of debt and payment of debt over a period of time: »Credit reports tell a lot about a person s financial background, such as whether he owns a home, how high his… …   Financial and business terms

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  • Credit Report — A detailed report of an individual s credit history prepared by a credit bureau and used by a lender to in determining a loan applicant s creditworthiness, including: 1. Personal data (current and previous addresses, social security number,… …   Investment dictionary

  • Credit report monitoring — is the monitoring of one s credit history in order to detect any suspicious activity or changes. Companies offer such service on a subscription basis, typically granting regular access to one s credit history, alerts of critical changes to one s… …   Wikipedia

  • credit report — A document from a credit bureau setting forth a credit rating and pertinent financial data concerning a person or a company and used by banks, merchants, suppliers and the like in evaluating a credit risk. Credit reporting practices are regulated …   Black's law dictionary

  • credit report — A document from a credit bureau setting forth a credit rating and pertinent financial data concerning a person or a company and used by banks, merchants, suppliers and the like in evaluating a credit risk. Credit reporting practices are regulated …   Black's law dictionary

  • credit report — A report made by a commercial or mercantile agency concerning the financial standing, credit, character, responsibility, and general reputation of a particular person, firm, or corporation engaged in business. 15 Ann J2d Collect § 3 …   Ballentine's law dictionary

  • credit report — noun A document of the history and current status of a borrowers credit standing, and may include identifying information, credit information, public records information, recent inquiries and credit score …   Wiktionary

  • credit report — assessment of one s ability to meet their financial obligations …   English contemporary dictionary

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